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Half Life Defined

Point in time when the principal on a mortgage backed security (issued or guaranteed by the Government National Mortgage Association, the Federal National Mortgage Association, or the Federal Home Loan Mortgage Association) has been repaid. It is presumed that the security has a half life of 12 years. However, depending on interest rate trends, specific mortgage pools can have longer or shorter half lives. If interest rates rise, homeowners will hold onto their mortgages longer than predicted, and half lives will rise. If interest rates fall, more homeowners will refinance their mortgages. Thus, principal will be paid off more quickly, and half lives will drop.

See Also: Federal National Mortgage Association; Government National Mortgage Association; Principal

This definition is in context to Investing. See more contextual defintions for Half Life.


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Migrants' wages fuel renaissance

Published July 5, 2009, 1:05 am, The News Journal

Georgetown workers funnel cash home to rural Guatemala

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One solution for startups

Published July 5, 2009, 1:03 am, The News Journal

Scott Painter makes his living betting on startup companies, having played a role in launching 29 of them over the years.

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Companies re-evaluate wellness programs

Published July 5, 2009, 12:27 am, Courier-Post

Companies, desperate to slice fat from their budgets during this recession, increasingly are targeting workplace wellness programs.

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How to check your life insurer's health

Published July 5, 2009, 12:16 am, San Jose Mercury News

If you want to know why it's important to know the health of your life insurance company, ask Vince Watson.

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Personal Finance: Health of insurance company is key

Published July 5, 2009, 12:16 am, Arizona Daily Star

If you want to know why it's important to know the health of your life insurance company, ask Phoenix resident Vince Watson. His daughter, Katie, was left severely disabled and in need of 24-hour care because of a series of tragic errors at a hospital.

Full Story


Adding, upgrading a deck is great alternative to vacation spending

Published July 4, 2009, 11:55 pm, Lexington Clipper-Herald

(ARA) - Instead of spending on pricey vacations, more Americans are turning to money-saving alternatives in their own backyards. Upgrading or adding a deck is a great way to take advantage of outdoor living spaces.

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Donna's plan for how you'll live

Published July 4, 2009, 11:37 pm, Zawya

05 July 2009 Drivers coming into Abu Dhabi from the west to reach the city's main island cannot miss the cranes and half-constructed buildings alongside the road. Lorry-sized billboards tout the latest in lifestyle communities on tap.

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Recession hurts even the savvy ex-athletes like Willie Davis

Published July 4, 2009, 11:26 pm, The News-Star

The economic recession has taken a $9 million bite out of Pro Football Hall of Famer-turned-businessman Willie Davis.

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GHS says sale of buildings will inject cash into reserves

Published July 4, 2009, 11:05 pm, The Greenville News

Greenville Hospital System University Medical Center has signed a letter of intent to sell 900,000 square feet of medical and administrative office space to a real estate investment company and then lease the property back.

Full Story


Week in review

Published July 4, 2009, 11:05 pm, The Glendale News-Press

CITY HALL City officials will continue to craft a citywide policy for residential wireless micro-cellular sites after the City Council on Tuesday moved to extend a moratorium on the equipment for another year.

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